Things to know about Removal Insurance before Hire a Removalist Company

Many would ignore the issue of insurance while moving. In most of the cases, they do not make any difference, but if one has hard luck, and hence encounters any mishap during the move, the person is left with a real bad taste in the mouth. That is why, if you are moving, you must have an idea of moving insurance and how it works. Indeed, a clear notion about this will help you in your pursuit of a removal company in Birmingham as well.

Removal insurance has a striking similarity with travel insurance

It is indeed pretty tempting to slash on your overall removal costs, when you are moving, by opting for a credible insurance policy. However, the price you subsequently pay might spike up in the long run.

Just as you consider opting for travel insurance to counter instances like accidents or ill health while holidaying, moving insurance is also an optional addition. As mentioned at the very beginning, hopefully, you will not need it, but if by any chance you do, thanks to any mishap like damage or loss of asset(s) during the move, the small premium that you pay will give you a peace of your mind, and save you from financial woes.

An insured company DOES NOT denote an insured customer

This is a real catch. Many people, while hiring a Birmingham removal company would be more than happy to put money on one that is insured, thinking that they are safe. But frankly speaking, an insured moving company does not necessarily mean you are insured as a customer. Hence, before inking the agreement try to understand whether the insurance coverage is meant to cover their employees and protect them from mishaps during the move, or does it extend to protecting your interests as well alongside.

Every removal company has its norms to follow

Remember, every removal has its own terms to follow. Therefore, terms like liability and extended liability, standard liability, and likes may vary in terms of definitions from one company to another. Thus, when you are putting money on an insured company that offers moving service in Birmingham, you must categorically know what precisely are the terms and conditions of their insurance coverage, before you enter the agreement with them. Things that you need to know regarding moving insurance include:

• Is there any item excluded from the coverage or is there any limit of any per item claim?
• In case your move has two stages – existing address to storage and storage to new address, will the coverage be still in force? Or will there be a separate cost for that?
• Will you be covered only if you appoint a professional mover? Does the insurance provider stipulate the definition of a professional mover?
• Is there an excess for the insurance claim you make?

So you see, before you put stakes on a moving company, you need to have a clear idea of all that you need to know about moving insurance.